Guides

Plain-English explainers on UK money questions and everyday maths, with worked examples.

VAT cutMoney newsVAT cut on electricity bills: what you'll save, and why Northern Ireland is different3 min readWar costsMoney newsWhat is the Iran war costing UK households? The real numbers5 min read£25kPay & tax£25,000 after tax in 2026/27: your take-home pay2 min readMovingPropertyStamp duty for home movers in 2026: how much will you pay?1 min readGrowMortgages & savingsCompound interest explained: how your savings really grow1 min readEV vs petrolElectric carsElectric vs petrol: real running costs over 10,000 miles1 min readSpeechEveryday mathsHow many words is a 5-minute speech? Speaking times explained1 min read£30kPay & tax£30,000 after tax in 2026/27: your take-home pay2 min read2nd homePropertyStamp duty on second homes and buy-to-let in 20261 min readOverpay?Mortgages & savingsMortgage overpayment vs saving: which is better for you?1 min readChargingElectric carsHow much does it cost to charge an electric car at home in 2026?2 min read+VATEveryday mathsHow to add VAT to a price: the simple sum with examples1 min read£35kPay & tax£35,000 after tax in 2026/27: your take-home pay2 min readFirst homePropertyStamp duty for first-time buyers in 2026: what you'll actually pay1 min read£200kMortgages & savingsMonthly repayments on a £200,000 mortgage in 20261 min readEV dealElectric carsIs an electric car on salary sacrifice actually worth it in 2026?2 min readQREveryday mathsHow to make a QR code that actually works (free, no sign-up)1 min read£40kPay & tax£40,000 after tax in 2026/27: your take-home pay2 min read%Everyday mathsHow to calculate a percentage increase or decrease1 min read£50kPay & tax£50,000 after tax in 2026/27: your take-home pay2 min readst → kgEveryday mathsHow to convert stones and pounds to kilograms (and back)1 min read£60kPay & tax£60,000 after tax in 2026/27: your take-home pay2 min readDaysEveryday mathsHow to count working days between two dates in the UK1 min read40%Pay & taxHigher rate tax explained: what the 40% rate really means for you2 min read−VATEveryday mathsHow to remove VAT from a price (and the mistake almost everyone makes)1 min read£/hrPay & taxHow to convert an hourly rate into an annual salary (and back again)1 min readPasswordEveryday mathsHow to make a strong password you can actually remember1 min readPensionPay & taxPension salary sacrifice explained: how it saves you tax and National Insurance2 min read1257LPay & taxTax codes explained: what 1257L, BR, 0T and emergency codes mean2 min read60%Pay & taxThe 60% tax trap: why earning between £100,000 and £125,140 costs so much1 min readPayPay & taxWhat's my salary after tax in 2026/27? Take-home pay from £20,000 to £150,0002 min readLoanPay & taxStudent loan repayments 2026/27: thresholds for every plan, and Plan 5 explained1 min read